We are a group of professionals who use SAS, R, MATLAB, etc. in the following areas: mortgage credit analytics, portfolio risk management, computational finance, statistics, economists, analytic developers, financial modelers, etc. Our backgrounds are in places like: Fannie Mae, Freddie Mac, CapitalOne, E*TRADE, Treasury Dept., FDIC, Wells Fargo, Wachovia, Standard & Poors, etc. At our meetings we share good cheer, business leads, and technical discussions.